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Module 1 · 4 Lessons · ~25 min total

The System: How Your Insurance Actually Works

58% of insured Americans had a problem using their coverage last year. Not because they lack intelligence — because the system was never designed to be understood. This module changes that.

Part of “How Your Insurance Actually Works” — from AnchorWellPress

Module 1: The System

IQ
Insurance IQ Quiz
1.1
The Four Numbers That Control Your Money
1.2
What Type of Plan Do You Have?
1.3
The Invisible Split
1.4
Your Rights at a Glance
KC
Knowledge Check
Question 1 of 4 0%
4 Micro-Lessons
1.1

The Four Numbers That Control Your Money

Deductible, copay, coinsurance, and out-of-pocket maximum — the mechanics behind every medical bill.

⏲ 7 min +85 Protection Score
1.2

What Type of Plan Do You Have?

HMO, PPO, EPO, POS, and HDHP — each type changes the rules for which doctors you see and what you pay.

⏲ 7 min +75 Protection Score
1.3

The Invisible Split: ERISA

Why two patients with the same insurance card can have completely different legal rights.

⏲ 7 min +55 Protection Score
1.4

Your Rights at a Glance

Five federal protections every insured American should know — and the action gap that keeps most from using them.

⏲ 7 min +65 Protection Score
Module 1 Knowledge Check
Module 1 · Knowledge Check

Put It All Together

⏲ 5 min 4 scenario-based questions from all 4 lessons